Varendra University :: UGC Approved Private University in Rajshahi

Rejaul Karim

https://scholar.google.com/citations?user=fvd2JEkAAAAJ&hl=en

Designation	Office Department
Associate Professor and Coordinator	Business Administration
Assistant Proctor	Proctorial Body

Education Summary

CMA, MBA, BBA

Name of Degree	Subject/Group	Institution	University	Passing Year
CMA	Cost and Management Accountant (CMA), (Operational Level)	Institute of Cost and Management Accountants of Bangladesh (ICMAB)	Institute of Cost and Management Accountants of Bangladesh (ICMAB)
MBA	Finance and Banking	Pabna University of Science and Technology	Pabna University of Science and Technology	2013
BBA	Finance and Banking	Pabna University of Science and Technology	Pabna University of Science and Technology	2012

Training & Skills

Title	Type	Duration	Completion Year	Achievement
Practical Training Programme in Basic Operation of Accounting and Inventory Software Named Tally.ERP9 and Factura	Training	3 Days	2018	Certificate
Statistical Computing Course on MS-Excel and SPSS	Training	3 Month	2016	Certificate

Duration	Department/Office	Organization	Position
01 Jul 2024 - 26 Aug 2026	Department of Business Administration	Varendra University	Associate Professor
01 Jan 2024 - 26 Aug 2026	Department of Business Administration	Varendra University	Coordinator
01 Sep 2023 - 26 Aug 2026	Varendra University	Varendra University	Assistant Proctor
16 Feb 2020 - 31 Dec 2021	Varendraa University	Varendraa University	Assistant Proctor
01 Jan 2020 - 30 Jun 2024	Business Administration	Varendra University	Assistant Professor
22 Feb 2016 - 31 Dec 2019	Business Administration	Varendra University	Lecturer
01 Jun 2015 - 20 Feb 2016	Business Administration	Z. H. Sikder University of Science and Technology	Lecturer

Book Chapter

#	Title
1	Rahman, J., Karim, R., Prangan, T. H., Ria, M. S. N., Islam, N., Pria, N. J., "Democratizing Finance Through Crowdfunding and Peer- to- Peer Lending for Inclusive Capital Acces"* , published in Green and Islamic Finance Between Ethics and Image: Toward a Genuine Sustainability Governance Published date: Aug 2026 External Link
2	Karim, R.,* Mollik, M. S., Masud, M. R., Mahmud, S., "Financial Innovations and Circular Economy: Pathways Toward a Sustainable Future" , published in Impact of Market Sentiment on Green Valuations Published date: Jul 2026 External Link
3	Md. Soleman Mollik, Rejaul Karim, Mohammad Sahabuddin, and Bilal Eneizan, "Industry 5.0 and the Circular Economy: A Transformative Nexus" , published in Industry 5.0 and Sustainable Developement Published date: Jan 2026 External Link
4	Md. Mustaqim Roshid, Md. Bony Yeamin, Abdul Waaje, Rejaul Karim, Mahender Singh Kaswan, "Understanding the Nexus of Industry 5.0 and Circular Economy for Enriched Lean and Environment Sustainability: Nexus of Industry 5.0 and Circular Economy" , published in Transformative Lean Six Sigma Techniques for the Quality 5.0 Paradigm [Scopus Indexed] Published date: Jul 2025 External Link
5	Md. Mustaqim Roshid, Abdul Waaje, Rejaul Karim, Mohammad Rafd Irtisham, Mahender Singh Kaswan, "Industry 5.0 and Organizational Sustainability Integrating Cutting-Edge Technologies and Human Ingenuity" , published in Industry 5.0: Concepts and Strategies for Digital Transformation [Scopus Indexed] Published date: Jun 2025 External Link
6	Rejaul Karim, Abdul Waaje, Md. Mustaqim Roshid , "Digital Circular Economy for Attaining Sustainable Development Goals: Technologies for Global Sustainability" , published in Effects of Digitalization and Circular Economy on Sustainable Policy and Climate Change Prevention [Scopus Indexed] Published date: May 2025 External Link
7	Shakil Ahmad, Rejaul Karim, Nargis Sultana and Reshma Pervin Lima, "Insurtech: Digital Transformation of the Insurance Industry" , published in Financial Landscape Transformation: Technological Disruptions [Scopus Indexed] Published date: Mar 2025 External Link
8	Rejaul Karim, Md. Mustaqim Roshid, Abdul Waaje, "Circular Economy and Supply Chain Sustainability" , published in Strategic Innovations for Dynamic Supply Chains [Scopus Indexed] Published date: Mar 2024 External Link

Research Paper

#	Title
1	Masud Rana , Md. Abdullah Al Mamun , Md. Alamgir Hossain , Rejaul Karim , Hasibul Islam & Renhong Wu, "Impact of monetary policy on financial performance of banks in Bangladesh" , published in Journal of Applied Economics Published date: Aug 2026 External Link
2	Khaled Hossain Rocky, Rejaul Karim, Sanjoy Kumar Acharjee, Md. Monowar Uddin Monowar and Reday Chandra Bhowmik, "Exploring factors influencing gen Z tourists’ smartphone app usage using a UTAUT2–TPB model" , published in Discover Analytics Published date: Jul 2026 External Link
3	Rejaul Karim, Reday Chandra Bhowmik, Md. Mustaqim Roshid, Sohidul Islam, Asif Raihan, Lotifa Tamanna Toma & Sharmila Devi Ramachandaran, "The Interplay of Macroeconomic, Demographic, and Environmental Determinants in Attracting FDI in G20 Countries" , published in Humanities and Social Sciences Communications Published date: May 2026 External Link
4	Md. Abu Issa Gazi, Md. Mustaqim Roshid , Abdul Waaje, Md. Bony Yeamin, Rejaul Karim, Mohammad Bin Amin, Abdul Rahman bin S Senathirajah, Judit Ol´ah, "Neuromarketing Research Through the Years: A Bibliometric Review of Technological Advancements and Multisensory Studies" , published in Telematics and Informatics Reports Published date: Apr 2026 External Link
5	Sanjib Sutra Dhar, Rejaul Karim, Md. Jamsedul Islam, Md. Mustaqim Roshid, Nayeema Akter, Md. Rubel Miah, "Gender Diversity in Corporate Governance and Sustainable Firm Performance: Evidence from Selected SAARC Countries" , published in Business Strategy and Development Published date: Mar 2026 External Link
6	Rejaul Karim, Md. Amdadul Hoque, Rosli Mahmood, Reday Chandra Bhowmik, Sohidul Islam, Sharmila Devi Ramachandaran, "Unveiling the Roles of Green Tax, Financial Development, Banking Development, Fintech Adoption, and Economic Growth on Sustainable Development in Bangladesh" , published in World Development Sustainability Published date: Feb 2026 External Link
7	Rejaul Karim, Yahya Fikri, Dinko Primorac, Abdelhamid Nechad, Sharmila Devi Ramachandaran, Mohamed Rhalma, "Effect of Renewable Energy Consumption, Artificial Intelligence, and Education on Economic Growth for Period 1993-2023: Quantile Regression-ARDL Approach" , published in International Journal of Energy Economics and Policy Published date: Feb 2026 External Link
8	Junaid Rahman, Fatima Tuz Johora Arni, Rejaul Karim, Mohammad Ridwan, Nowrin Jahan Pria, Naimul Islam, "The Triple Nexus of Driving Sustainable Development: Unveiling the Roles of Ethnicity, Gender, and Sustainability in Marginalized Communities" , published in Sustainable Development Published date: Feb 2026 External Link
9	Yousef Alsafadi, Manaf Al-Okaily, Rejaul Karim, Bablu Kumar Dhar, Md. Mustaqim Roshid, Sharmila Devi Ramachandaran, "Strategic Decision-Making in SME Growth: Harnessing Digital Transformation and Innovation in Jordan" , published in Advances in Decision Sciences Published date: Jan 2026 External Link
10	Md. Nahiduzzaman, Sanjoy Kumar Sarker, Bapon Chandra Kuri, Bablu Kumar Dhar, Partha Pratim Roy, Rejaul Karim, "Navigating environmental vulnerability and resource dependence: Toward equitable and sustainable growth pathways in resource-rich economies" , published in Resources Policy, 111, 105768 Published date: Nov 2025 External Link
11	Md. Abdullah Al Mamun, Bablu Kumar Dhar, Hasibul Islam, Masud Rana, Shimanto Saha, Arindom Kumar Biswas, Rejaul Karim, "Enhancing banking performance through regulatory technology: Analyzing cost reduction, sustainability, and profitability in Bangladesh's banking sector" , published in Sustainable Futures 10, 101234 Published date: Aug 2025 External Link
12	Fang Wen Jie, Sharmila Devi Ramachandaran, BabluKumar Dhar, Rejaul Karim, "Capital structure and innovation for social progress: How high-tech firms shape economic development and institutional resilience in China" , published in International Journal of Innovative Research and Scientific Studies, 8(5), 2025, 2298-2312 Published date: Aug 2025 External Link
13	Rejaul Karim, Reday Chandra Bhowmik, Md Omar Faruq, Md. Mustaqim Roshid, Sohidul Islam, and Sharmila Devi Ramachandaran, "Harnessing growth for ecological sustainability through exploring the drivers of load capacity factor in G7 nations" , published in Discover Sustainability, 6(821) Published date: Aug 2025 External Link
14	Ruikun Zhu, Hasibul Islam, Masud Rana, Khusbu Rahman, Rejaul Karim, Tamal Chakrobortty, Md. Mominur Rahman, "Towards sustainable development: how resource depletion, emissions, and renewable energy shape progress in OECD nations" , published in Air Quality, Atmosphere & Health Published date: Aug 2025 External Link
15	Sohidul Islam, Md. Mustaqim Roshid, Reday Chandra Bhowmik, Bablu Kumar Dhar, Asif Raihan, Rejaul Karim, "Policy pathways for renewable energy, health, and sustainability in sub-saharan Africa: An empirical assessment of energy access and life expectancy" , published in Energy Policy (114801) Published date: Jul 2025 External Link
16	21. Song, G., Gazi, M. A. I., Waaje, A., Roshid, M. M., Karim, R., Rahaman, M. A., Min, Z., Senathirajah, A. R. S., "The Neuromarketing: Bridging Neuroscience and Marketing for Enhanced Consumer Engagement" , published in IEEE Access Published date: May 2025 External Link
17	Nargis Sultana, Kazi Saifur Rahman, Rejaul Karim, Shakil Ahmad, "Entrepreneurship: A Rising Way Leading to Econimic Development in Bangladesh" , published in Procedia Computer Science Published date: Apr 2025 External Link
18	Md. Abdullah Al Mamun, Hasibul Islam, Rejaul Karim, Md. Muhaimin Siddieq, Masud Rana, "Exploring the role of blockchain technology in promoting sustainability in the banking sector: an empirical analysis using structural equation modeling" , published in AI & SOCIETY Published date: Mar 2025 External Link
19	Md. Mustaqim Roshid, Rejaul Karim, Abdul Waaje, Sohidul Islam, Reday Chandra Bhowmik, "Mapping the carbon finance research: A bibliometric exploration of innovation in sustainable finance" , published in Development and Sustainability in Economics and Finance (100048) Published date: Jan 2025 External Link
20	Rejaul Karim, Md. Mustaqim Roshid, Bablu Kumar Dhar, Md. Nahiduzzaman, Bapon Chandra Kuri, , "Audit Committee Characteristics and Sustainable Firms' Performance: Evidence From the Financial Sector in Bangladesh" , published in Business Strategy & Development (70059) Published date: Dec 2024 External Link
21	Bapon Chandra Kuri, Md. Nahiduzzaman, Bablu Kumar Dhar,\| Rubaiyat Shabbir, Rejaul Karim, "Macroeconomic Drivers of Sustainable Tourism Development in Bangladesh: An ARDL Bounds Testing Approach" , published in Sustainable Development Published date: Dec 2024 External Link
22	Md. Abu Issa Gazi, Hasibul Islam, Md. Aminul Islam, Rejaul Karim, Sadikatul Mawa Momo & Abdul Rahman Bin S. Senathirajah, "Unlocking sustainable development in East Asia Pacific and South Asia: An econometric exploration of ESG initiativ" , published in Sustainable Environment, Vol. 10, No. 1; 1-15 Published date: Jun 2024 External Link
23	Md. Abu Issa Gazi, Rejaul Karim, Abdul Rahman bin S Senathirajah, A. K. M Mahfuj Ullah, Kaniz Habiba Afrin, and Md. Nahiduzzaman, "Bank-Specific and Macroeconomic Determinants of Profitability of Islamic Shariah-Based Banks: Evidence from New Economic Horizon Using Panel Data" , published in Economies 12: 66. Published date: Mar 2024 External Link
24	Shakil Ahmad, Charu Saxena, Saiful Islam, Rejaul Karim, "Impact of Insur‑Tech on the Premium Performance of Insurance Business" , published in SN Computer Science, Volume 5, Issue 138, Pages 1-7 Published date: Jan 2024 External Link
25	Rejaul Karim, Md. Abdullah Al Mamun, Abu Sadeque Md. Kamruzzaman , "Cash conversion cycle and financial performance: evidence from manufacturing firms of Bangladesh" , published in Asian Journal of Economics and Banking Published date: May 2023 External Link
26	Rejaul Karim, Tamal Chakrobortty, Hemanta Kumar Bhadra, "Impact of Firm's Leverage on Financial Performance: Evidence from the Pharmaceuticals Industry of Bangladesh" , published in Business Review- A Journal of Business Administration Discipline, Khulna University, Volume: 17, Number: 1, January-December 2022, pp. 16-34 Published date: Dec 2022 External Link
27	Rejaul Karim, A. S. M. Kamruzzaman, Md. Kamruzzaman, "Working Capital Management and Profitability: An Empirical Investigation of Steel Manufacturing Industry in Bangladesh" , published in Journal of Business Studies, JBS-ISSN 2303-9884, Volume - 11, No. 1, pp. 53-70 Published date: Jun 2018 External Link

Article

#	Title
1	Rejaul Karim, Abdul Waaje, Md Mustaqim Roshid, "Adaptation strategies for climate change impacts in Bangladesh" , published in The Daily Star Op-ed Published date: Oct 2024 External Link
2	Rejaul Karim, "Bangladesh Economy Requires More Participatory and Sustainable" , published in The Daily Sun, post-louge, Published date: Mar 2017 External Link
3	Rejaul Karim, "Green Financing: Way to Sustainable Economic Growth" , published in The Daily Sun, editorial Published date: Jan 2017 External Link

COURSE OFFERED

Course Name	Course Activity	Course Materials
0412-4114 Capital Expenditure Decision	Active
FIN 422 \| Working Capital Management	Inactive
Managerial Finance	Inactive
Financial Markets and Institutions	Inactive
0412-1204 Principles of Finance	Active
Public Finance	Inactive

GRANTS

Title: Adopting intention of fintech by bank users in Bangladesh: An investigation using extended technology acceptance model

Principle Investigator: Dr. Rejaul Karim

Co-Investigator: NA

Duration: 13/08/2025 - 13/08/2025

Funding Source: CIR

Awards and Honors

University Merit Scholarship, awarded by Pabna University of Science and Technology (2009-2012)

Memberships and Activities

Member, Institute of Bangladesh Studies (IBS) Alumni Association’, University of Rajshahi (2018-01-04 to Present)
Member, American Corner’, Rajshahi (2018-07-04 to Present)
Moderator, ‘Chotto Swapno’ – a voluntary social organization, Varendra University (2019-01-04 to Present)
Member, PUST Blood Donors Club’ (2009-07-04 to 2014-12-04)
Member, PUST Cultural Club’ (2009-07-04 to 2014-12-04)

Seminar Attended

Webinar - How to Publish High Impact Publication: A Few Propositions, Organized by Bangladesh Society for Private University Academics (BSPUA) (October 21, 2021)
Investment in Capital Market, Organized by Bangladesh Institute of Capital Market (BICM) (August 12, 2021)
The Landscape of Social Science Research, Organized by Department of Business Administration, Varendra University (May 05, 2019)
A day-long workshop The Art of Teaching, Organized by Center for Excellence, Department of Business Administration, Varendra University (March 07, 2019)
Bangladesh’s Fiscal Policy and GDP Growth , Organized by Institute of Bangladesh Studies (IBS), University of Rajshahi (January 31, 2019)
The Ethics of Research and Knowledge Production , Organized by held Institute of Bangladesh Studies (IBS), University of Rajshahi (March 11, 2019)
Fundamentals of Portfolio Management, Organized by Bangladesh Institute of Capital Market (BICM), held in the Department of Business Administration (December 01, 2018)
2 day-long International Conference on Business and Sustainable Development (ICBSD), Organized by The Faculty of Business Studies, University of Rajshahi (March 8-9, 2018)
on Bangladesh Capital Market: Recent Trends, conducted by Prof. Dr. Swapan Kumar Bala, Director, BSEC, Organized by Institute of Bangladesh Studies (IBS), University of Rajshahi (July 23, 2017)
Scientific Research in Bengali: Example of Two Scientists, Organized by Institute of Bangladesh Studies (IBS), University of Rajshahi (July 23, 2017)
Business Education and Research: Australia and Bangladesh Perspective, Organized by Department of Business Administration, Pabna University of Science and Technology (September 17, 2014)