Financial Inclusion for Rural Community in Bangladesh Through Agent Banking

Agent banking is working as the strongest medium of financial inclusion in Bangladesh now a days. The unbanked population of the rural areas are getting the opportunity of having financial transactions through agent at their convenient place and people and banks. The aim of this paper is to bring in light the updated scenario of agent banking operation in Bangladesh for the last five years from September 2018 to September 2022. The paper focused the year wise financial inclusion rate and growth of the rural, unbanked, and lowly community of Bangladesh through the point of view from agent banking. The study used the agent banking consolidated report from published secondary data from the Bangladesh Bank’s financial inclusion wing to perform the five years comparative analysis. The study used total population sampling obtained from purposive sampling technique and the analysis is done on growth rate calculation and five years trend by MS Excel. The analysis is a summary of all the thirty-one scheduled commercial banks data who are currently practicing agent banking services according to the guideline of Bangladesh bank.